How should you schedule applying for new credit cards if your goal is to not alarm prospective creditors while getting high initial credit limits? (money.stackexchange.com)
When you pay the balance due and avoid interest charges, you show prospective creditors that you can manage your account. (blog.kainscott.com)
Keep in mind, when you sign up with Credit Counselling services a note goes on your credit bureau and it will impact your credit score and opinions of prospective creditors. (getrichslowly.org)