While I welcome a return to prudent lending practices, I haven't stopped believing in real estate ownership as both a wealth builder and one of the great pleasures of life. (realtormag.realtor.org)
There would be enough slope to allow prudent lending to go on, but not enough to go nuts. (alephblog.com)
Again, while you may be exempt, that will be viewed as the base line for prudent lending to an owner occupant. (biggerpockets.com)