In these tough economic times we can't afford punitive fees that hit those that can least afford them. (queens-politics.com)
Other council members pointed to studies showing plastic bag use is on the rise in cities that have instituted similar punitive fees, like San Francisco and Washington, D.C. (observer.com)
Otherwise, late payments or missed payments will make you incur in punitive fees, higher interests, you'll be forced to refinance on worst terms or request additional funding and eventually you may have to file for bankruptcy unless you learn to take control over your finances. (badcreditloanservices.com)