Most contributions are tax - deductible, and withdrawals to pay for qualifying medical expenses at any time are tax - free. (creditdonkey.com)
Those funds, including the dividends you earn on them, are available for use on qualifying medical expenses. (ihmvcu.org)
For instance, retirees with balances that have been building over time can take tax - free withdrawals for qualified medical expenses incurred years earlier. (cnbc.com)