Interest rates drop: If interest rates decrease by a percentage point or more, the total cost of your loan should decrease by replacing the older one (s). (valuepenguin.com)
If insurance premiums or tax rates decrease from the previous year, an escrow surplus may be created. (wheda.com)
But had interest rates decreased by 1 %, they would be missing out on savings of over $ 160 a month. (moneysmart.gov.au)