"Rating factors" refer to the various factors that influence or affect the evaluation or assessment of something, typically used to determine a rating or score. Full definition
Auto insurance rates factor in your daily commute distance, applying the rule that most of our driving is done between our work and our homes. (autoinsurancequotes.com)
For a very long time, a major rating factor on auto insurance has been how long you've had coverage, and what limits you've previously had. (effectivecoverage.com)
In the vast majority of states, credit is a significant rating factor for renters insurance. (effectivecoverage.com)