While you may be able to get an unsecured personal loan immediately with a reasonable credit score, you will likely need to improve your credit score a bit before applying for an unsecured loan if you've recently been through the bankruptcy process. (valuepenguin.com)
If you have a reasonable credit score, you may qualify for one of their low - rate cards. (hoyes.com)
Having a continuous job, reliable income, and a reasonable credit score will make your file more favorable to lenders. (nationalcreditfederation.com)