For more recent cohorts, the majority of borrowers from two - year institutions continue to fully repay their loans within 10 years. (federalregister.gov)
However, real gains by blacks in recent cohorts do appear to be an important part of the divergence between our results and past research. (educationnext.org)
Indeed, recent cohorts show smaller raw black - white gaps across multiple data sets — a truly promising sign. (educationnext.org)