The more recent a late payment, the more damaging it will be to your credit scores. (rebuildcreditscores.com)
FICO scores consider how recent the late payments are, how severe the late payments are, and how frequently the late payments occur. (rebuildcreditscores.com)
But if the one remaining has the most recent late payments on it, you may not have helped your score by even one point. (mercurynews.com)