If you die, the insurance company will pay a death benefit equal to the highest recorded value of your annuity. (smartasset.com)
Some will only guarantee the initial amount of principal invested, minus any withdrawals, while others provide a death benefit equal to the highest recorded value of the contract. (investopedia.com)
Sorry, I went back to review your graphs and saw the low temperature record values this time, my apologies. (realclimate.org)