For example, regular homeowners insurance policies don't protect you financially in the event of a flood or earthquake. (sellingwarnerrobins.com)
Its provisions are the same as those of regular homeowners policies, except there is no coverage for structural damage since that is not the renter or their new roommates responsibilities. (rentersinsurance.net)
It can be purchased from specialized companies through independent insurance agents, or from regular homeowners insurance companies that have arrangements with a specialized insurer to provide coverage to their policyholders. (iii.org)