Once your EI commences budgeting minimum payments on your credit cards may control the problem until regular pay cheques start. (bankruptcy-canada.ca)
The ideal image of a borrower by most lenders is one who has a stable job and thus a consistent stream of income as part of a regular pay cheque. (mortgagetalkcanada.ca)
I suggest that you and your wife should review your personal spending to ensure you are consistently paying off your high - interest consumer debt from the amounts in your regular pay cheques. (moneysense.ca)