These loans feature interest rates significantly lower than the rates charged for regular personal loans and credit verification is often not necessary so even if your credit is bad, you can still get approved. (fastguaranteedloans.com)
On the other hand, Upstart offers medical personal loans but its rates are the same as regular personal loans. (valuepenguin.com)
Or, you might just want to avoid regular personal loans altogether because Lending Club loans are funded by other people and profits don't go to «fat cat bankers.» (mybanktracker.com)