He further alleged, «We have observed that a few life insurance companies misuse the prescribed terms and conditions to avoid rendering the sum assured to the policyholder in event of reinstatement of policy after a lapse, only the only premium is refunded to the policyholder.» (policybazaar.com)
The accidental injury leading to the infection must have occurred after the later of the effective date of the policy, or the effective date of last reinstatement of the policy. (lifeinsurancecanada.com)
To apply for reinstatement of your policy, you would need to complete a reinstatement application, a new health statement, go through a new medical exam, and pay whatever premiums that are due since the end of your policy's grace period. (quotacy.com)