It is also important to review the policy regularly to ensure the correct person remains your beneficiary. (quickquote.com)
My understanding is the transfer of title into a land trust will NOT trigger a due on sale clause provided the transfer is into an inter vivos trust, i.e., the borrower remains the beneficiary of the trust (Garns - St. Germain Act 1982). (biggerpockets.com)
Using the example above, the policy proceeds would be split equally between the three remaining beneficiaries rather than 50 % going to the surviving beneficiary and 25 % each going to the two heirs of the deceased beneficiary. (insuranceandestates.com)