Your interest rate could decrease by as much as 4 % annually if you exhibit good repayment behavior. (usstudentloancenter.org)
These firms collect information about your borrowing and repayment behavior from lenders and businesses that have extended credit to you. (reasoncode.org)
Credit histories are a more or less complete record of the borrowing and repayment behavior of an individual (or a company). (badcreditloanservices.com)