Normally, a low credit score would suggest a bad loan repayment habit, but this is no longer the case with many bad credit borrowers victims of economic conditions. (badcreditloanservices.com)
As well as being discharged from bankruptcy for at least two years, lenders are also looking for one combined year of rebuilding credit with strict guidelines on repayment habits. (loanbox.ca)
While lifetime balance transfer credit card rates may be cheaper than the alternatives, they do require the card account holder to exercise careful repayment habits to continuously benefit from the perpetually low rates. (mybanktracker.com)