It is highly recommended you purchase enough insurance to cover the 100 % percent insurance replacement cost value of your home. (costlowinsurance.com)
Outside of coverage amount, the big choice when it comes to renters insurance involves opting for either an actual cash value policy or replacement cost value policy for your personal items. (policygenius.com)
They will assess the damaged items, and generally offer replacement cost value for the items. (rentersinsurance.net)