You will eventually have to make a choice in obtaining actual cash value or replacement value coverage for about 10 % more. (insuranceproviders.com)
The amount you pay for insurance will go up if you want additional coverage for high value possessions, or you want full replacement value coverage vs. actual cash value coverage. (trustedchoice.com)
You can insure your property with replacement value coverage instead. (trustedchoice.com)