You're entitled to one free credit report each year from each of the major bureaus, and you may discover an error or discrepancy that caused your inflated rates. (valuepenguin.com)
Some may recommend running credit reports a year in advance so that you have plenty of time to fix errors with bureaus. (mortgagecalculator.biz)
The organisation representing some of the country's most prestigious private schools will have to report every year on how its members are partnering with state schools. (schoolsweek.co.uk)