That's where a disability policy's Residual Disability Benefit Rider can come in handy. (policygenius.com)
Included with this benefit is a Recovery Benefit that pays a lump sum amount when the insured returns to work at least 30 hours per week immediately after a period when residual disability benefits were paid. (standard.com)
Read the policy language and definitions carefully, as they vary greatly from company to company (e.g., what is the definition of «Own Occupation»; how do they value residual disability benefits? (policygenius.com)