Views about the role of monetary policy have evolved over several decades in response to the arguments of economists and the lessons of experience. (rba.gov.au)
The second level of response to the argument is this: alternative structures offer the means to provide free legal services to those who can not pay for them at all. (notjustforlawyers.com)
On the substantive point, I think there are three important responses to your argument. (slaw.ca)