That may be good news if you're worried about assuming responsibility for debts your spouse incurred before you got married. (creditdonkey.com)
If you can get the credit without a cosigner you don't have to put anyone in the awkward and risky position of having to take responsibility for your debts. (creditsesame.com)
This means they take full responsibility for the debt in the event you fail to pay it back. (creditsesame.com)