Negative entries will hurt your score, while a pattern of responsible credit usage will boost your score. (homebuyinginstitute.com)
No matter what you might have in the bank, if a potential landlord or employer can't see a history of responsible credit usage, they might jump to mistaken conclusions about you. (openskycc.com)
Your report shows whether or not you have responsible credit usage through the age of your accounts, your credit card utilization and whether you have derogatory marks on your report. (simplethriftyliving.com)