This credit history factors heavily into a credit score and provides an immediate visual representation of whether or not the consumer consistently makes responsible financial decisions by paying their debt. (stockmonkeys.com)
Young people whose families had included them in conversations about money and budgets were much more likely to make more responsible financial decisions in the future. (npr.org)
Healthy saving habits prepare you for the future and give you confidence in your ability to make responsible financial decisions right now. (vanguardblog.com)