The phrase "retirement years" refers to the time period in someone's life after they have stopped working and have reached an age where they can relax and enjoy their free time. Full definition
How a stream of excess income during working years becomes a stream of income in retirement years. (alephblog.com)
Therefore, the value of savings will also decrease over time and this will be a big problem during retirement years when a steady source of income has stopped. (policybazaar.com)
A lot of insurance policies provide good returns, which could be a beneficial way for saving necessary funds for retirement years. (answers.com)