In other words, it is the internal rate of return of an investment in a bond if the investor holds the bond until maturity and if all payments are made as scheduled. (investopedia.com)
By allowing the contract owner to choose the investments inside the policy the insured takes on the investment risk, and receives the greater potential return of the investments in return. (en.wikipedia.org)
Many investors look at the total return of an investment fund compared to its benchmark. (blackrockblog.com)