The problem is that most advisors still use rudimentary personality profiles to help clients determine the right level of risk. (insurancenewsnet.com)
While it's true that your retirement plan may offer several distinct investment choices, you won't likely achieve the right level of risk and diversification by simply dividing your money across all of them. (blackrockblog.com)
It's harder to make sure that you are saving enough for retirement and that your investment mix has the right level of risk for your age and life if you have to keep track of several accounts. (traditionalira.com)