It could be a high - risk occupation like oil worker or a history of high risk activities like motorcycle riding. (efinancial.com)
High - risk activities such as scuba diving can mean increased premiums, and sometimes «flat extras» — especially if you don't know which life insurance company to apply with. (lifeinsuranceblog.net)
If you are going to do such activities, you may have to pay extra to add high - risk activity coverage to your policy. (travelinsurancereview.net)