Because of her health issues, the best risk class she could qualify for at the time was Standard Table 4. (quotacy.com)
If the new driver on your plan has a less - than - favorable driving record, or fits into higher risk class for another reason, your premiums will be affected. (carinsurancequote.net)
By dividing people into different risk classes, life insurance companies separate people based upon the odds of paying out a claim. (lifeant.com)