The phrase "risk drivers" refers to factors or actions that increase the likelihood of a negative outcome or harm. These are the things that contribute to making a situation or activity more dangerous or risky. Full definition
This kind of strategy is not a common method for high risk drivers who want to secure auto insurance. (autos.com)
You could also be eligible for a discount if you are considered a safe driver or a low risk driver as far as the automobile insurance company is concerned. (carinsurancequote.net)
Of course, before anything else, the first thing that comes to mind would be how you ended up being labeled as a high risk driver in the first place. (autoquotenow.com)