If you can't find an auto insurance company that will carry you, most states have assigned risk plans for high - risk drivers. (nerdwallet.com)
These pure risk plans cover your life at a nominal cost and you may want to take this term insurance plan to cover your outstanding debts like a mortgage, a home loan etc.. (bajajallianzlife.com)
The shared risk plans allow for both employers and employees to adjust contributions and benefits, up or down, in times of surplus or deficit. (moneysense.ca)