Keep in mind that premium rates in the high - risk tier of car insurance are generally considerably higher than standard rates. (dmv.org)
In some states, this kind of insurance is part of a «high risk tier» with its own premium averages for those who can't take advantage of a clean driving record. (autos.com)
Second, the credit they're extending to consumers in most risk tiers generally includes lower credit limits. (transunioninsights.com)