We'd be collecting the same amount of premium as we're buying, so even if coffee continued lower we'd lose nothing. (cannontrading.com)
b) Your coverage decreases at the same rate you pay off the principal of your mortgage, so you are receiving a lower benefit for the same amount of premium. (briansoinsurance.com)
This renders the mortgage insurance inflexible as compared to life insurance which accounts for the same amount of premium throughout the term. (syndicatemortgages.com)