What this means is that 10 separate individuals could all apply for the exact same credit card from the same financial institution and receive drastically different interest rates. (stockmonkeys.com)
Sometimes people even apply for and receive the exact same credit card multiple times. (proudmoney.com)
Wave also lets users separate personal expenses from business expenses, a key feature for small companies where employees often use the same credit card to take clients out for lunch as they do for buying groceries. (canadianbusiness.com)