You will also notice that even due to the fact you are looking at an exact same face amount and term period the rates fluctuate from one carrier to another. (bestchoicelifeinsurance.com)
Premiums for the same face amount of coverage increase the older you become. (us.hsbc.com)
A 25 - year - old male nonsmoker might pay about $ 900 annually for a policy with a $ 100,000 death benefit, whereas a 40 - year - old male smoker might expect to pay $ 1,800 per year for the same face amount. (investopedia.com)