Alternatively, should you get to the end of your term and require only a few more years of coverage, you can renew for a 5 - year term at the same health rating. (valuepenguin.com)
This means you would qualify for the same health rating you got at the inception of the policy. (insurechance.com)
You may qualify for the same health rating as a non-smoker and enjoy the same cost savings they do. (insuranceblogbychris.com)