When getting a travel insurance quote, some plans offer primary coverage while others offer secondary coverage with emergency medical & dental. (squaremouth.com)
Although his policy may be used as secondary coverage if your liability limits are exceeded, and his are higher than yours, you'll still have a claim on your record. (insure.com)
Many travel insurance policies provide secondary coverage which pays only the amount left over after claiming from any other current insurance plan. (squaremouth.com)