On contrary to this, in separate term insurance plans the partners have liberty to choose the cost and conditions according to their own suitability and personal requirements. (policybazaar.com)
Instead, we think it makes a lot more sense to buy two separate term life insurance policies. (policygenius.com)
Separate term policies are typically the best option, because they're cost - effective and provide flexibility in terms of how long each policy lasts and what customizing riders each policy has. (policygenius.com)