If you are facing impossible debts, chances are good that your credit score has some pretty serious marks on it already. (creditpilgrim.com)
Bad financial behaviour like failing to meet payments on time or having legal action taken against you because you have breached a contract can leave serious marks on your record. (cashflowmantra.com)
If you have multiple accidents, DUIs or other serious marks on your record, it could be hard to get car insurance on what's called the «voluntary market.» (nerdwallet.com)