If you have more than that to deposit, you can spread your accounts among several credit unions or structure the ownership of your accounts differently. (valuepenguin.com)
If there are several credit unions around you that are eligible for you to join, take some time to compare their rates and offerings. (thecollegeinvestor.com)
Contact several credit unions in your area in order to find out terms and conditions which could be suggested to you. (personalmoneyservice.com)