3 main variables with several smaller ones decide a transfer, if you think it's as easy as «we want him» I don't know what to tell you. (justarsenal.com)
Instead of making one single payment, you will make several small ones and will get the item once it is fully paid off. (badcredit.org)
You'll trade one large task for several smaller ones, and it will be easier to motivate yourself and measure your progress. (inc.com)