For example, while whole life policies do provide a guaranteed death benefit, they also generally accumulate significant cash value that can be accessed during the insured's lifetime. (fidelity.com)
Therefore, if cash value is one of your highest priorities, consider a product that can build significant cash value, such as indexed universal life insurance. (termlife2go.com)
That said, although this is a type of permanent life insurance, it is not made to build up a really significant cash value over time. (lifeinsuranceblog.net)