If you're new to building credit, you may not have a very significant credit history. (cardrates.com)
But to qualify for this financing, LightStream says you'll need a FICO credit score in the upper 700s to low 800s and at least five years of significant credit history. (interest.com)
If you're a younger borrower that hasn't built up a significant credit history, having a parent or relative act as a cosigner can help boost your chances of securing approval. (valuepenguin.com)