In this review you can check out what this card gives you, what it doesn't give you, and how it compares with similar credit cards. (creditcards.get.com)
Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Phone Travel Purchase. (td.com)
While individual borrowers may differ on their ability to repay credit, card issuers also rely on the concept that borrowers with similar credit scores will tend to exhibit similar payment behavior. (debt.org)