In that case you may be able to consolidate all of your different student loans, which means that you combine all of them into one single new loan with one monthly payment. (lendkey.com)
An EDvestinU Consolidation Loan allows a borrower to consolidate both Federal and private student loans into one single new loan with a new interest rate and repayment term. (edvestinu.com)
Most people use them as a way to periodically place a bunch of high interest credit card loans under a single new loan, with a lower interest rate, and a much lower monthly payment. (businessinsider.com)