For Individual plan all family members including the parents can be covered under single policy with difference sum insured's and threshold level. (policybazaar.com)
A group policy provides the same coverage options as single policies, but it offers protection for a whole group of people. (travelinsurancereview.net)
The biggest single policy change that is needed is to put a price on carbon, making it no longer free to dump heat - trapping gases into the atmosphere. (climatecommunication.org)