An insurance broker can compare features of policies from competing companies; similarly, a mortgage broker can offer you deals from dozens of small lenders that you would have otherwise missed. (moneysense.ca)
This increase will be most prevalent at smaller lenders as they won't have access to the capital markets available to larger banks. (mortgagetalkcanada.ca)
Smaller lenders with shorter track records can't give people the same comfort. (studentloanhero.com)