You should also factor in what sort of lifestyle you and your spouse want to have in retirement and whether your pension will be sufficient to fund it. (moneysense.ca)
What sort of lifestyle changes can I make to generate enough funds to make a significant monthly payment? (800loanmart.com)
Since the first post a couple of years ago, I had planned From Our Hideaway as sort of a lifestyle blog. (fromourhideaway.com)