Since new federal consumer - protection guidelines took effect in 2013, lenders know what sort of loans they can offer and to whom. (debt.org)
The insight also allows us to distinguish between the demand for money and the demand for credit, that is, the demand for various sorts of loans. (alt-m.org)
Whatever sort of loan you have, the lender can refuse your request, and insist that your escrow account remain operational. (themortgagereports.com)